Phoenix Mortgage Rates

Moving to Phoenix? You’re not alone. Many people are attracted to its wonderful climate and convenient way of life. There are many fine neighborhoods here in which to go house-hunting too, like Rio Vista and Camelback East. Phoenix Banking Rates could make buying a home more affordable by helping you find a very affordable mortgage rate.

We could also help current homeowners by finding them a variety of refinance rates so they can find the one that suits their needs. Find out all the things Phoenix Banking Rates could do for you today.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

December 13, 2008

Interest Rates Near 1960's Level

And interest rates on home mortgages were in the 5% range. Now it’s 2008 and home mortgage interest rates are approaching those 1960's era rates. ...

December 23, 2008

Adecco to hire 200 mortgage professionals in Arizona

Declining mortgage rates are a chief catalyst for refinancing. In Arizona, the average rates for a 30-year fixed-mortgages dipped below 5 percent this month ...

Compare Rates of Phoenix, AZ Mortgage Lenders

Phoenix Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Phoenix, AZ mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Phoenix, AZ Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Phoenix, AZ mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Phoenix Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Phoenix, AZ homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Phoenix Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Phoenix, AZ mortgage loan, we can help you, too.

Phoenix Banking Rates