Phoenix Personal Loan Rates

People take out personal loans for all kinds of reasons - paying off old debts, buying a plane ticket, getting cosmetic surgery that health insurance won’t cover. Whatever you choose to do with a personal loan, Phoenix Banking Rates could help you find a loan rate that makes your goals affordable.

Finding the best loan rates requires a serious investment of time and energy. There are so many offers and plans to research, and a seemingly unending amount of fine print to read and decipher. Let Phoenix Banking Rates do the legwork for you so you can focus on the important things in life.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Personal Loan Rates News

December 31, 2008

Man Indicted In Mortgage Loan Scam

Herrera allegedly never provided any such mortgage loan modification or foreclosure relief assistance, using the money instead for personal expenses, ...

December 14, 2008

Weigh your needs when deciding loan options

The interest rate on conforming jumbo loans is slightly higher than the Fannie Mae loan rate. But if you get into the jumbo loan category, fixed-rate ...

Your Credit and Personal Loans

Creditors like to see a variety of different types of accounts on your credit history. This includes revolving credit, such as credit cards and home equity lines of credit, installment loans, such as auto loans, personal loans and student loans, and mortgages. However, having too many personal loans could negatively impact your credit. Before you apply for a Phoenix personal loan, get a free credit report.

Best Personal Loan Rates in Phoenix

If you have good credit, you will be able to qualify for a low personal loan rate. Short term loans tend to have higher rates, as do payday loans and cash advances. For the best personal loan rates in Phoenix, consider getting a loan secured with a vehicle or property.

Types of Personal Loans

No matter what type of personal loan you seek, Phoenix Banking Rates can help connect you with a Phoenix lender with the best rates.

Types of personal loans:

Secured and unsecured personal loans
Short term personal loans
Payday or cash advance loans

If you don’t understand the ins and outs of personal loans, Phoenix Banking Rates can help you feel confident with current rate information, explanations of the different types of personal loans and access to many different lenders. You’re assured to get the best Phoenix personal loan rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Phoenix Banking Rates